What Debts Are Discharged?

"Discharged" means you get out of the debt in bankruptcy and basically do not owe it anymore.

Dischargeable debts include money judgments, short-term small loans, medical bills, credit cards, bad leases or contracts on rentals, cell phones, or gym memberships, personal loans between yourself and a friend or relative, and deficiency balances owed following the repossession or foreclosure.

What Debts are NOT Discharged?

Student loans, child support past or present, personal injury due to drunk driving while under the influence of alcohol or drugs, overpayment of government benefits and unemployment income, and most income taxes.

Also not discharged are loans secured by collateral that you reaffirm. If you want to keep your car or house and owe money on it, keep making payments.

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WE ARE A FEDERALLY DESIGNATED DEBT RELIEF AGENCY PURSUANT TO TITLE 11 OF THE U.S. CODE.
WE PROVIDE LEGAL ASSISTANCE AND HELP PEOPLE FILE FOR BANKRUPTCY RELIEF UNDER THE BANKRUPTCY CODE.